Study title

Saving and investment behaviour in private households. Possibilities and needs of financial precaution in private households. Retirement planning. Pension. 1. Accumulation of money and current income situation: management of average monthly income in 2012; amount actually saved in 2012; precise list of all monthly sources of respondent’s and if not widowed his or her partner’s income; total amount of net income; refused or granted credit within the past five years; no application for credit because of expectation of refusal. 2. Retirement: expected age of retirement; respondent retired; expected kind of respondent’s and partner’s income during retirement; expected (private) pension as percentage of last expected net income; if estimation does not include the private pension: reasons for the estimation of the expected pension without the private pension; expectation to work during retirement to supplement pension; pro and contra working during retirement (enjoyment of work, financial situation, state of health, wish to have more time for other things); expected need for financial support at the age of retirement; expected support from children, other relatives and friends or the state; evaluation of time of entry into retirement: wish for earlier or later entry (in years); occupations in addition to retirement within the last year and reasons of having them; percentage of the household’s net income due to those occupations and similar one’s of the partner; wish to receive employer’s pension scheme; information provided by employer about pension scheme. 3. Property ownership: a member of the household is the owner of the housing; market value of the housing property; other property ownerships and properties’ market value. 4. Monetary assets: quantity, kind (economizers, building loan contracts, fixed-interest securities, equity and real estate funds or other securities); worth of all owned monetary assets at the end of 2012; no monetary assets at the end of...