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DDI2.5 XML CODEBOOK RECORD FOR STUDY NUMBER 5326 United Kingdom Survey of Small- and Medium-Sized Enterprises' Finances, 2004 532610.5255/UKDA-SN-5326-1 Fraser, S., University of Warwick, Warwick Business School Copyright Bank of England and University of Warwick Bank of England UK Data Service 23 February 2006 SMALL BUSINESSESBUSINESSESBUSINESS FORMATIONBUSINESS ECONOMICSGENDERAGEINDUSTRIESPROFITSEMPLOYEESTRADEEXPORTS AND IMPORTSETHNIC GROUPSBUSINESS OWNERSHIPQUALIFICATIONSEMPLOYMENT HISTORYSHARESMEMBERSHIPBUSINESS MANAGEMENTPROFESSIONAL ASSOCIATIONSEMPLOYERS' ORGANIZATIONSTRADE UNIONSTRADE UNION MEMBERSHIPDOMESTIC TRADESAVINGSFINANCINGCAPITALCAPITAL RAISINGFINANCIAL MANAGEMENTLOANSCREDIT CARD USECREDITDEBTSMORTGAGESCOSTSECONOMIC CONDITIONSFINANCIAL RESOURCESFINANCIAL COMMITMENTSFINANCIAL ADVICEASSETSHIRE PURCHASEBANKSBANK ACCOUNTSBANK CHARGESSATISFACTIONGRANTSFINANCIAL SUPPORTEQUIPMENTCOMMERCIAL BUILDINGSACCOUNTS Trade, industry and marketsIncome, property and investment/savingBusiness/industrial management and organisationEconomic conditions and indicators Abstract copyright UK Data Service and data collection copyright owner.In January 2004, a consortium of public and private sector organisations commissioned Warwick Business School to carry out the United Kingdom Survey of Small- and Medium-sized Enterprises' (SME) Finances, 2004. This was the first representative survey of SMEs to offer a close analysis of businesses with fewer than 250 employees, their main owners and their access to external finance. A second survey was conducted in 2008, where business owners were interviewed by telephone about the finances they have used or applied for in the last three years, their financial relationships, the characteristics of the business and personal details. In 2007, another consortium of UK public sector bodies, small business representative organisations and finance providers agreed to sponsor a similar survey to the 2004 survey, conducted by the Centre for Business Research based at the University of Cambridge. This study is held at the UKDA under SN 6049, with the title United Kingdom Survey of Small- and Medium-Sized Enterprises' Finances, 2007. It aimed to compile another benchmark and to identify any changes or trends that had emerged since 2004, but made a number of changes to the 2004 questionnaire, so that it is not a direct member of the UKSMEF series, but stands alongside it as a separate cross-sectional survey. The UKSMEF 2008 survey was conducted by the same Principal Investigator as the 2004 survey, based at Warwick Business School, and the 2008 report provides direct comparison between the 2004 and 2008 surveys. The aims of the 2004 study were to provide benchmarking data on the availability of credit to SMEs, collect information on the relationship between SMEs and their providers of finance, and to develop a general-purpose micro database for quantitative research on business finances (offering, for example, scope for comparison with United States business finance). Main Topics: Topics covered in the survey included personal characteristics of the owner/manager, firm demographics, providers of finance, relationship with main bank, use of grant finance, commercial loans, assets and asset-based finance, credit cards and equity finance, use of business advice, main business problems and financial qualifications, income and balance sheet information. Special questions were also included for 'start-up' businesses less than two years old. 05 August 2004 - 18 October 200405 August 200418 October 2004 United Kingdom IndividualsInstitutions/organisationsNational SMEs in the UK, with up to 250 employees, surveyed in 2004. Numeric Longitudinal/panel/cohort One-stage stratified or systematic random sample Telephone interviewComputer Assisted Telephone Interviewing (CATI) was used. The Data Collection is available to UK Data Service registered users subject to the <a href="https://ukdataservice.ac.uk/app/uploads/cd137-enduserlicence.pdf" target="_blank">End User Licence Agreement</a>. See <restrctn> https://oai.ukdataservice.ac.uk:8443/oai/provider 5326 2024-11-28T07:25:54Z ddi:codebook:2_5