2026-10-15T10:57:47Z https://datacatalogue.cessda.eu/oai-pmh/v0/oai

8a17542f52bdca4b80aae2a4f6d5b694a196898a2ed3e29e69acc0784e9c19ec 2026-06-02T14:53:41Z language:enopenaire_data

10.5255/UKDA-SN-4421-14421 http://doi.org/10.5255/UKDA-SN-4421-1 Survey of Mortgage Lenders, 2000 Department of the Environment, Transport and the Regions <P>Abstract copyright UK Data Service and data collection copyright owner.</P>The Survey of Mortgage Lenders (SML) was launched on 1st April 1992 to succeed the 5% Sample Survey of Building Society Mortgage Completions (BSM) (See GN:33191). The aims were to improve the survey in three principal ways:<br> a) to broaden the range of institutions surveyed to incorporate other mortgage lenders in addition to building societies and Abbey National. With the entry of the high street banks and then the centralised lenders into the mortgage market, information provided by the building societies no longer represented the whole market in the way it did when the BSM was set up in the 1960s.<br> b) to extend its coverage to include further advances, remortgages and top-up loans in addition to first mortgages.<br> c) to increase the level of detail on the questionnaire especially with respect to the characteristics of the mortgage loan.<br> An important consideration for users of the data is that the SML figures allow continuity with the BSM survey results to be maintained for a reasonable period.<B>Main Topics</B>:<BR> Financial institution code, date mortgage completed, whether dwelling is wholly or partly occupied by borrower. Mortgage amount, type of advance, whether solely for purchase of property, period of mortgage, gross rate of interest, whether the interest charged is fixed or variable rate, whether interest payments are discounted or deferred, repayment method, source of mortgage business, purchase price and whether discounted in any way, location of dwelling, whether new, age of dwelling, type of dwelling, number of habitable rooms, number, sex and age of borrowers, basic income of main borrower, other income and total income on which mortgage is based, whether applicant previously owner occupier, previous tenure. ADMINISTRATIVE AREASAGEBUILDING SOCIETIESECONOMIC VALUEENDOWMENT ASSURANCEFINANCIAL INSTITUTIONSGENDERHOME BUYINGHOME OWNERSHIPHOUSESHOUSINGHOUSING AGEHOUSING ECONOMICSHOUSING FINANCEHOUSING TENUREINCOMEINTEREST (FINANCE)LOANSMORTGAGESPRICESPRIVATE PERSONAL PENSIONSROOMS en 2001-12-12T00:00:00Z Dataset <a href="https://www.nationalarchives.gov.uk/information-management/re-using-public-sector-information/uk-government-licensing-framework/crown-copyright/" target="_blank">© Crown copyright</a>. The use of these data is subject to the <a href="https://ukdataservice.ac.uk/app/uploads/cd137-enduserlicence.pdf" target="_blank">UK Data Service End User Licence Agreement</a>. Additional restrictions may also apply. United Kingdom https://oai.ukdataservice.ac.uk:8443/oai/provider 4421 2024-11-28T07:24:40Z ddi:codebook:2_5