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          <titl xml:lang="en">DDI2.5 XML CODEBOOK RECORD FOR STUDY NUMBER 8132</titl>
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        <titl xml:lang="en">BBC Big Money Test, 2011</titl>
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        <AuthEnty xml:lang="en">Furnham, A., University College London, Department of Psychology
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vocabURI="https://elsst.cessda.eu/id/35ff6d86-7edf-4ba4-9e32-c40c6953c192">HUMAN BEHAVIOUR</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/205c56de-d9b4-4548-92b2-411873c0b417">INCOME</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/45799cd4-333c-4cea-82c5-617ed5f56caa">PERSONALITY</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/a1cf0d47-2b9d-4141-94e6-769221c2dfe8">PERSONALITY TRAITS</keyword>
        <topcClas xml:lang="en">Psychology</topcClas><topcClas xml:lang="en">Consumption and consumer behaviour</topcClas><topcClas xml:lang="en">Income, property and investment/saving</topcClas><topcClas xml:lang="en">Social behaviour and attitudes</topcClas>
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      <abstract xml:lang="en">&lt;P&gt;Abstract copyright UK Data Service and data collection copyright owner.&lt;/P&gt;</abstract><abstract xml:lang="en">In the spring of 2011, the BBC Lab UK used the flagship consumer affairs programme Watchdog to launch an online survey, across the nation, of emotional and psychological relationships with money:  the &lt;i&gt;Big Money Test&lt;/i&gt;.  Public response to the survey was good and over the following months more than 109,000 people completed the survey.  The survey was designed by Mark Fenton-O’Creevy (Open University) and Adrian Furnham (University College London) to develop ways of characterising people’s psychological and emotional relationships with money and examine how they affect financial health. &lt;br&gt; &lt;br&gt; A good deal of public money and resources are devoted to providing people with the knowledge they need to manage their financial affairs. Regulatory regimes require providers of financial services to provide their customers with specific forms of financial knowledge. However, for the most part, these kinds of knowledge-based strategies have had limited success in improving how capable people are at managing their money.   This study was founded in a concern that knowledge-focused approaches to financial behaviour miss a very important part of the picture, the emotional and attitudinal elements of our relationship to money. The researchers wanted to question whether it is lack of financial knowledge that most often makes the difference in successfully navigating financial difficulties or our habits, attitudes, beliefs and emotions about money. They wanted to look at whether there are useful ways in which we can characterise a person’s ‘financial personality’ and whether how people manage their emotions matters to their financial behaviour. Participants were told that by participating they would help scientists understand how and why different people think and feel about money in different ways. As an incentive for participation they were offered (automated) video and web feedback on key self-reported financial capability measures, and their score on a financial knowledge test on completion of the online questionnaire, followed by a video of a television presenter (Martin Lewis, who also advised on elements of the survey) offering them tips on personal financial management. &lt;br&gt; &lt;br&gt; Further information can be found on the &lt;a class="external" href="http://www.bbc.co.uk/labuk/experiments/the-big-money-test" title="BBC Lab UK"&gt;BBC Lab UK&lt;/a&gt; Big Money Test webpage and the &lt;a class="external" href="http://www.bbc.co.uk/science/0/21360144" title="BBC Science"&gt;BBC Science&lt;/a&gt; Big Money Test results webpage. &lt;br&gt; &lt;br&gt; Some participants also took part in other studies hosted by the BBC’s Lab UK (with the same unique ID) so in principle matching is possible across data sets.  This study also includes a combined dataset containing matched respondents who also completed the &lt;i&gt;BBC Big Personality Test&lt;/i&gt; (held at the UK Data Archive under SN 7656).&lt;br&gt; &lt;br&gt;</abstract><abstract xml:lang="en">&lt;B&gt;Main Topics&lt;/B&gt;:&lt;BR&gt;</abstract><abstract xml:lang="en">The main topics covered by the survey include: financial capability,  money pathology, money attitudes, financial outcomes, emotion regulation, vigilance and avoidance, financial knowledge, behavioural approach system, behavioural avoidance system, and impulsive buying.</abstract>
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        <restrctn xml:lang="en">&lt;p&gt;The Data Collection is available to UK Data Service registered users subject to the &lt;a href="https://ukdataservice.ac.uk/app/uploads/cd137-enduserlicence.pdf" target="_blank"&gt;End User Licence Agreement&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Access is limited to applicants based in HE/FE institutions, for not-for-profit education and research purposes only.&lt;/p&gt;&lt;p&gt;Additional conditions of use apply:&lt;/p&gt;&lt;p&gt;The BBC Data Collection shall not be used in a manner which:
&lt;ul&gt;&lt;li&gt;distorts the original meaning of the BBC Data Collection, for example by changing the context; &lt;/li&gt;
&lt;li&gt;discriminates against any specific social group or otherwise exploit vulnerable sections of society;&lt;/li&gt;
&lt;li&gt;promotes, encourages or facilitates violence;&lt;/li&gt;
&lt;li&gt;promotes, encourages or facilitates illegal activity;&lt;/li&gt;
&lt;li&gt;promotes, encourages or facilitates terrorism or other activities which risk national security;&lt;/li&gt;
&lt;li&gt;promotes the tobacco, armaments, alcohol or pornographic industries;&lt;/li&gt;
&lt;li&gt;encourages hatred on grounds of race, religion, gender, disability, age or sexual orientation;&lt;/li&gt;
&lt;li&gt;promotes, encourages or facilitates anti-social behaviour;&lt;/li&gt;
&lt;li&gt;might be perceived as damaging the BBC's reputation for accuracy or impartiality; or&lt;/li&gt;
&lt;li&gt;otherwise brings the BBC into disrepute.&lt;/li&gt;&lt;/ul&gt;</restrctn>
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