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          <titl xml:lang="en">DDI2.5 XML CODEBOOK RECORD FOR STUDY NUMBER 2799</titl>
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        <titl xml:lang="en">Negative Option and Inertia Selling among Holders of Credit Agreements, 1991</titl>
        <IDNo xml:lang="en" agency="UKDA">2799</IDNo><IDNo xml:lang="en" agency="DOI">10.5255/UKDA-SN-2799-1</IDNo>
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        <AuthEnty xml:lang="en">NOP Market Research Limited
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        <copyright xml:lang="en">No information recorded</copyright>
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        <fundAg xml:lang="en">Office of Fair Trading</fundAg>
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        <distrbtr xml:lang="en">UK Data Service</distrbtr>
        <distDate xml:lang="en" date="1991-07-09T00:00:00Z">09 July 1991</distDate>
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        <keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/778dc4e5-2aea-41fb-acbc-f04940788616">AGE</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/9eca9c03-c900-44d9-806f-3acec00f8fc2">CHILDREN</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/9d0dc1cc-172b-4961-ab06-032daea17285">CONSUMERS</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/0d629328-056e-4321-b54b-b06bebcd544b">CONSUMPTION</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/c14000ee-71e6-4d3a-bf79-e848be508265">CREDIT</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/26c166aa-8a39-461e-ba8f-4322de6651c3">CREDIT CARD USE</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/a046a1ec-a4d1-4777-8705-3a17548f1969">DECISION MAKING</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/00000000-0000-0000-0000-000000000000">DISABLED PERSONS</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/baefa0b5-c39f-408f-a92a-ea7e7a6c6185">EDUCATIONAL BACKGROUND</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/91c9a6bb-696d-4e49-8a8b-a84b6561e710">FINANCIAL COMMITMENTS</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/41f9b6c1-1bba-488e-8873-ab1dd8ef5f4a">HIRE PURCHASE</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/8a80f878-851c-4f47-a451-a8fe75b81aad">HOUSEHOLDS</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/fec489ed-ec56-446d-b08a-e34785082e96">INSURANCE</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/59ef3586-0b0f-4a3c-8f58-ff99aa60a535">INSURANCE CLAIMS</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/001169ea-4b4c-43a1-a37d-dcaee6713d7d">LOANS</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/b6ae478f-85d6-43c2-9d0d-05862c83d62c">MAIL ORDER SERVICES</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/dda0b7e2-ce73-4010-8ab4-ec8a0ba63c8e">MARKETING</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/ee4bc16a-16b0-4fc8-90c0-bc5c11f5cb24">MEMBERSHIP</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/6784da6b-ed16-4908-8aeb-ab04c07cfede">MOTOR PROCESSES</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/f3d5d106-e8ad-4499-ad83-004f91066bb3">NATIONAL BACKGROUND</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/821588b7-b0aa-4feb-9217-c16d1c6a88bf">PLACE OF BIRTH</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/d7b9db7e-34f9-4a11-bb11-734e9db7e67c">PLACE OF RESIDENCE</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/30dc65f3-99cc-41a9-aca4-00ce24ab386d">RETAIL TRADE</keyword><keyword xml:lang="en" vocab="ELSST" vocabURI="https://elsst.cessda.eu/id/00000000-0000-0000-0000-000000000000">SUBSCRIPTIONS</keyword>
        <topcClas xml:lang="en">Consumption and consumer behaviour</topcClas>
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      <abstract xml:lang="en">&lt;P&gt;Abstract copyright UK Data Service and data collection copyright owner.&lt;/P&gt;</abstract><abstract xml:lang="en">Among holders of credit agreements (retail store cards, loans/h.p., mail order credit, credit cards):&lt;br&gt; to establish the prevalence of negative option and inertia selling.&lt;br&gt; to determine the extent to which these practices result in a consumer paying for a service they do not want&lt;br&gt; to determine the outcome of any claims made on insurance policies sold in this way</abstract><abstract xml:lang="en">&lt;B&gt;Main Topics&lt;/B&gt;:&lt;BR&gt;</abstract><abstract xml:lang="en">Variables&lt;br&gt; Holding of credit cards, loans/h.p. agreements, mail order credit or retail store cards; whether payments being made for insurance or membership of special shopping clubs; if yes at 2, circumstances by which payments came to be made.</abstract>
      <sumDscr>
        <collDate xml:lang="en" event="single">January 1991 - February 1991</collDate><collDate xml:lang="en" date="1991-01-01T00:00:00Z" event="start">01 January 1991</collDate><collDate xml:lang="en" date="1991-02-01T00:00:00Z" event="end">01 February 1991</collDate>
        <nation xml:lang="en">Great Britain</nation>
        <anlyUnit xml:lang="en">Individuals<concept/></anlyUnit><anlyUnit xml:lang="en">National<concept/></anlyUnit><anlyUnit xml:lang="en">Consumers<concept/></anlyUnit>
        <universe xml:lang="en" clusion="I">Holders of credit agreements (18+)</universe>
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        <timeMeth xml:lang="en">Cross-sectional (one-time) study<concept/></timeMeth>
        <sampProc xml:lang="en">Multi-stage stratified random sample<concept/></sampProc><sampProc xml:lang="en">See Introduction and Methodology<concept/></sampProc>
        <collMode xml:lang="en">Telephone interview<concept/></collMode>
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        <restrctn xml:lang="en">&lt;p&gt;The Data Collection is available to UK Data Service registered users subject to the &lt;a href="https://ukdataservice.ac.uk/app/uploads/cd137-enduserlicence.pdf" target="_blank"&gt;End User Licence Agreement&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;Commercial use of the data requires approval from the data owner or their nominee. The UK Data Service will contact you.&lt;/p&gt;</restrctn>
        <conditions xml:lang="en">See &lt;restrctn&gt;</conditions>
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