2026-04-15T13:08:03Z https://datacatalogue.cessda.eu/oai-pmh/v0/oai

2b44d8f6578108c338895d7e09b745d82b2df1b0f503314fe2e8c4cea5afd1e9 2025-10-01T03:47:13Z language:enopenaire_data

DDI2.5 XML CODEBOOK RECORD FOR STUDY NUMBER 2328 5% Sample Survey of Building Society Mortgages, 1985 232810.5255/UKDA-SN-2328-1 Department of the Environment <a href="https://www.nationalarchives.gov.uk/information-management/re-using-public-sector-information/uk-government-licensing-framework/crown-copyright/" target="_blank">© Crown copyright</a>. The use of these data is subject to the <a href="https://ukdataservice.ac.uk/app/uploads/cd137-enduserlicence.pdf" target="_blank">UK Data Service End User Licence Agreement</a>. Additional restrictions may also apply. Building Societies AssociationDepartment of the Environment UK Data Service 01 January 1988 ADMINISTRATIVE AREASAGEBUILDING SOCIETIESECONOMIC VALUEENDOWMENT ASSURANCEGARAGESGENDERHOME BUYINGHOME OWNERSHIPHOUSESHOUSINGHOUSING AGEHOUSING ECONOMICSHOUSING FINANCEHOUSING TENUREINCOMEINTEREST (FINANCE)LOANSMORTGAGESPRICESROOMS HousingIncome, property and investment/savingConsumption and consumer behaviour Abstract copyright UK Data Service and data collection copyright owner.The 5% Sample Survey of Building Society Mortgage Completions (BSM) has been in existence since 1965. The Archive holds data from 1974. Monthly returns, giving detailed information on a nominal 5% sample of all mortgage completions, have been submitted on a voluntary basis by most building societies to the Department of Environment who process the data on a quarterly basis. The survey results have served as the offical source of statistics on the owner-occupied housing market, providing a wealth of information on mortgage advances, dwelling prices and the characteristics of borrowers and properties. An increased share of the mortgage market being accounted for by other lenders and a widening range of mortgage products during the 1980s have necessitated change, leading to the BSM being succeeded by the Survey of Mortgage Lenders (SML) in 1992 (see GN: 33254). An important consideration for users of the data is that the SML figures allow continuity with the BSM survey results to be maintained for a reasonable period.Main Topics: Building Society code, date mortgage completed, whether dwelling is wholly or partly occupied by borrower. Mortgage amount, whether solely for purchase of property, period of mortgage, gross rate of interest, repayment method. Purchase price and whether discounted in any way. Location of dwelling, whether new, age of dwelling, type, number of habitable rooms, whether garage, rateable value. Number and sex of borrowers, age of main borrower, basic income, other income, total income, whether applicant previously owner occupier, previous tenure, whether main borrower nominated by LA under support lending scheme. 198501 January 1985 United Kingdom Institutions/organisationsNationalMortgage lenders Mortage lenders in the United Kingdom. Repeated cross-sectional studyannual Building Societies are divided into four strata according to the size of their assets. All the largest societies are asked to complete questionnaires on a sample of 5 per cent of their new mortgage advances. Mortgages are included if their reference numbers end in specified digits chosen so that every twentieth mortgage is selected. Societies in the next stratum are arranged in order of size of assets and alternate societies chosen each of which are asked to complete questionnaires on 10 per cent of their mortgages. In the next stratum 20 per cent of the mortgages of every fourth society are obtained. The smallest societies are completely excluded. Postal survey The Data Collection is available to UK Data Service registered users subject to the <a href="https://ukdataservice.ac.uk/app/uploads/cd137-enduserlicence.pdf" target="_blank">End User Licence Agreement</a>.Commercial use of the data requires approval from the data owner or their nominee. The UK Data Service will contact you. See <restrctn> https://oai.ukdataservice.ac.uk:8443/oai/provider 2328 2024-11-28T07:21:56Z ddi:codebook:2_5