2026-05-17T16:34:55Z https://datacatalogue.cessda.eu/oai-pmh/v0/oai

0fe2a6919579d3826fa981ae3fd04edece684929ed5fd9d5e09c9e3e9b975c40 2025-10-09T03:40:21Z language:enopenaire_data

DDI2.5 XML CODEBOOK RECORD FOR STUDY NUMBER 5697 Financial Capability Baseline Survey, 2005 569710.5255/UKDA-SN-5697-1 Financial Services Authority <a href="https://www.nationalarchives.gov.uk/information-management/re-using-public-sector-information/uk-government-licensing-framework/crown-copyright/" target="_blank">© Crown copyright</a>. The use of these data is subject to the <a href="https://ukdataservice.ac.uk/app/uploads/cd137-enduserlicence.pdf" target="_blank">UK Data Service End User Licence Agreement</a>. Additional restrictions may also apply. Financial Services Authority UK Data Service 22 August 2007 PERSONAL FINANCE MANAGEMENTFINANCIAL RESOURCESHOUSEHOLD BUDGETSFINANCIAL DIFFICULTIESPERSONAL DEBT REPAYMENTFAMILIESEDUCATIONAL BACKGROUNDECONOMIC ACTIVITYDEBTSCREDIT CARD USELOANSSOCIAL SECURITY BENEFITSECONOMIC VALUEHOME OWNERSHIPMORTGAGESINVESTMENTSAVINGSHOUSEHOLD INCOMEGENDERINCOMESPOUSE'S INCOMESELF-EMPLOYEDAGEMARITAL STATUSSAVINGS ACCOUNTS AND PRODUCTSONLINE BANKINGBANK ACCOUNTSINSURANCEEXPENDITUREPAYMENTSPURCHASINGCONSUMER GOODSFINANCIAL COMMITMENTSFINANCIAL EXPECTATIONSSTANDARD OF LIVINGCOST OF LIVINGBASIC NEEDSASSETSRETIREMENTPENSIONSREDUNDANCYCREDITINFORMATION SOURCESWAGES Consumption and consumer behaviourEconomicsSocial behaviour and attitudesIncome, property and investment/saving <P>Abstract copyright UK Data Service and data collection copyright owner.</P><p>The Financial Capability Survey is a nationally representative survey of UK residents, commissioned initially&nbsp;in 2005 by the Financial Services Authority and then from 2015 onwards by the Money and Pensions Service (formerly the Money Advice Service), to support the development and delivery of the&nbsp;<a href="http://www.fincap.org.uk/" target="_blank" style="background-color: rgb(255, 255, 255);">Financial Capability Strategy for the UK.</a>&nbsp;<br></p>The&nbsp;<span style="font-style: italic;">Financial Capability Baseline Survey, 2005</span> was commissioned by the Financial Services Authority (FSA) to provide a baseline measure of the levels of financial capability in the United Kingdom. The survey was able to identify people's relative strengths and weaknesses across five financial capability 'domains'. Findings from the survey were used to describe the types of people most likely to display higher or lower levels of financial capability and provide a deep insight into consumer financial behaviour and attitudes.<br> <br>A later study updates the evidence base established in this survey - the <i>Financial Capability Survey, 2015</i>, held under SN 8184. The questionnaire and methodology have been modified since the 2005 study, so there is limited scope for comparisons over time. The latest survey in the series is the F<span style="font-style: italic;">inancial Capability Survey, 2018,</span> held under SN 8454.<br> <br><B>Main Topics</B>:<BR>Topics covered in the questionnaire include money management (making ends meet and keeping track of finances), forward planning, financial and product choices, mortgages, insurance and protection, savings, investments, credit cards, loans, financial advice and help, knowledge of money matters, and demographic information. June 2005 - September 200501 June 200530 September 2005 United Kingdom Families/householdsIndividualsNational Adults resident in the United Kingdom during 2005. Numeric Repeated cross-sectional study Quota sample Face-to-face interview <p>The Data Collection is available to UK Data Service registered users subject to the <a href="https://ukdataservice.ac.uk/app/uploads/cd137-enduserlicence.pdf" target="_blank">End User Licence Agreement</a>.</p><p>Commercial use of the data requires approval from the data owner or their nominee. The UK Data Service will contact you.</p> See <restrctn> Conte, A., Paiardini, P. and Temperini, J. (2024) 'Beyond 'Do Not Know': a fresh analytical lens on gender and financial literacy'. doi:10.2139/ssrn.4706434 https://dx.doi.org/10.2139/ssrn.4706434 Conte, A., Paiardini, P. and Temperini, J. (2024) 'Dealing with “Do Not Know” responses in the assessment of financial literacy: the use of a sample selection model', International Journal of Financial Studies, 12(3):76. doi:10.3390/ijfs12030076 https://doi.org/10.3390/ijfs12030076 https://oai.ukdataservice.ac.uk:8443/oai/provider 5697 2024-11-28T07:26:49Z ddi:codebook:2_5